TruPoints — Team Deck (private)

Team preview · do not distribute← → · F fullscreen · G grid · ⌘P PDF

Investor & Partner Pitch · 2026

TruPoints

Loyalty Super-Aggregator & Point Switch

Turn locked loyalty points into real life — airtime, vouchers, settlement — across every program in South Africa.

TruPoints · powered by FreeByte·Cover

01 / 12

1 / 12

Investor & Partner Pitch · 2026

TruPoints

Loyalty Super-Aggregator & Point Switch

Turn locked loyalty points into real life — airtime, vouchers, settlement — across every program in South Africa.

TruPoints · powered by FreeByte·Cover

01 / 12

The Problem

R28B

locked in South African loyalty programmes.

Consumers forget their Vitality miles, OM Rewards, Boxer points and eBucks. Issuers carry the liability on their balance sheet — quarter after quarter.

Avg unredeemed wallet

R 1,240

per active user

Expiring within 12 months

31%

industry estimate

Issuer breakage liability

R 6.8B

carried, growing

TruPoints · powered by FreeByte·Problem

02 / 12

The Solution

Meet TruPoints.

A neutral switch + burner that unlocks every loyalty wallet — for consumers, issuers and VAS partners alike.

Switch

Cross-program point conversion in one tap, with transparent ZAR pricing.

Burn

Airtime, data, vouchers and bills — instantly, on any feature phone.

Settle

T+1 net settlement to partners with full audit trail and POPIA-grade controls.

TruPoints · powered by FreeByte·Product

03 / 12

Universal Switch

One wallet. Every program.

Discovery Vitality

Old Mutual Rewards

Shoprite eBucks

Boxer Society

Pick n Pay Smart Shopper

Standard UCount

2% switch fee

TruPoints

Net ZAR · settled T+1

Settled today

R 412k

Switches

1,284

TruPoints · powered by FreeByte·Switch

04 / 12

Easy Burners

From points to MB
in four taps.

Airtime & data on Vodacom, MTN, Telkom and Cell C. Vouchers on Shoprite, Boxer, Mr Price and Kauai. Works on the cheapest Android handset — and over USSD for feature phones.

VodacomMTNTelkomCell CShopriteMr PriceKauaiDStv

Airtime

500 MB

Vodacom · +27 82 *** 1294

Burn R 25

Voucher

R 100

Shoprite · valid 30 days

Show & scan

TruPoints · powered by FreeByte·Burn

05 / 12

Platform

Open-Adapter Framework

REST · Webhook · ISO-8583. Plug any loyalty program or VAS partner into the switch in under 10 days.

Ingestion

Balance reads, tokenised auth

Switch Core

FX, fee, anti-abuse, escrow

Egress

VAS, vouchers, settlement files

POST /v1/transaction/lock

{ "source": { "program": "vitality", "token": "VIT_2f3a…", "miles": 250 }, "target": { "program": "trupoints", "currency": "ZAR" }, "amount_zar": 2.50, "fee_zar": 0.05, "idempotency_key": "tp_8f3…", "creator_package": "c-taxi" }

TruPoints · powered by FreeByte·Adapter

06 / 12

Unit Economics

A money-cycle that earns from every hop.

platform fee per switch

transparent · uniform

R 6.8M

issuer breakage cleared

pilot, 90 days

R 14.2M

switched volume

one-community pilot

share to creator packages

of activated burn volume

Every burn that originates from a creator package routes 0.4pp of the fee + 5% of burn volume to the designer — automatically, with on-ledger proof.

TruPoints · powered by FreeByte·Economics

07 / 12

Trust

Built for regulated money.

POPIA-aligned

Data minimisation, lawful basis, subject-access tooling.

AES-256 at rest

Tokenised PANs and account refs; HSM-managed keys.

Real-time reconciliation

Escrow ledger published to partners every 5 min.

TruPoints · powered by FreeByte·Security

08 / 12

Roadmap

30-Day MVP. One community at a time.

Day 1-10

Integration

FreeByte adapters · 2 issuers · 2 VAS

Day 11-25

One-Community Pilot

5k users · 1 corporate campus

Day 26-30+

Scale Horizon

White-label package · global deploy

Validate latency, point velocity, breakage clearance — then white-label.

TruPoints · powered by FreeByte·Roadmap

09 / 12

Creators

Anyone can design a point package.

Program designers, community leaders and creators assemble bouquets in the Builder — and earn from every burn their pack drives.

Name the pack

Community owner brands a bouquet (e.g. ‘Taxi Rank Saver’).

Pick partners

Choose source points: Vitality, eBucks, OM Rewards, UCount…

Pick burns

Airtime, data, vouchers, bill-pay — what your community wants.

Set creator split

1–10% (default 5%) auto-paid to the designer.

Creator earnings

5% + 0.4pp

of burn volume plus 0.4 percentage points of the switch fee — auto-paid, on-ledger, per package.

Example · 90-day pilot pack

Burn volume

R 1.2M

Creator payout

R 60k+

Inspired by Tribz-style community packs — every burn flows value back to the designer.

TruPoints · powered by FreeByte·Creators

10 / 12

Joint Venture

Brightlab × 4Play — 50/50 in SA.

A South African JV that pairs Brightlab’s loyalty network, relationships and product muscle with 4Play’s proven FreeByte rewards engine. SA is the launch platform; FreeByte is the redemption engine; TruPoints is the brand.

Brightlab brings

Issuer, retailer & community relationships
Switch product, design & GTM
Regulatory, POPIA & commercial ops

4Play brings

FreeByte rewards & redemption engine
VAS integrations (airtime, data, vouchers)
Engineering bench & operational know-how

NDA

Mutual NDA + IP carve-out

Heads of Terms

50/50 NewCo, board, IP licence

Fit-gap

FreeByte engine ↔ TruPoints switch

Legal pack

JV Agreement, shareholders, IP

Incorporate

SA NewCo, banking, governance

90-day SA pilot

1 community · 2 issuers · 2 VAS

TruPoints · powered by FreeByte·JV

11 / 12

The Ask · Next Steps

Be the switch
that turns R28B into utility.

Three ways to move with us in the next 30 days.

Investors

Join the seed round

Book the data room walkthrough. Term sheet ready within 14 days.

invest@trupoints.co.za

Issuers & VAS

Plug a program in

10-day adapter integration. Sponsor the pilot community.

partners@trupoints.co.za

Creators

Design a package

Earn 5% of burn + 0.4pp of fees on every active community pack.

creators@trupoints.co.za

trupoints.co.za · powered by FreeByte · NXT360 hub · @trupoints

TruPoints · powered by FreeByte·Close

12 / 12